Bedford Seminars

Study Smarter, Not Longer!

Spring 2023 versions is now available

Since all material is available for electronic download, refunds are not available, and you are not granted permission to share or resell the material. You are purchasing a non-transferable license to access the material through your upcoming sitting (each copy contains unique hidden identifiers to protect against unauthorized sharing or resale). After this time period is up you are welcome to keep personal copies of the material for your own reference, but any sharing or unauthorized duplication is copyright infringement and not allowed.

Once you place your order you will receive an email from me containing instructions on how to download the material (nothing will be physically mailed). I will do my best to send this email within 24 hours of your order being placed. Please check your spam folder, and if you have not received the email within 48 hours please follow up with me.

If you have any questions or issues placing your order please email me at

If you fail, you are entitled to a free update of the material for your next sitting. 

© 2022 by Jim Bedford, FCAS, MAAA